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John Hendriksen

Loan Officer

NMLS ID 2226011
Purchase Refinance

About John

I enjoy listening to my clients about their overall needs and goals they are looking to accomplish. After listening to them I will come up with solutions to help them achieve these lifetime goals. The best way I feel to accomplish this is not to just look at you as just a loan number, but as someone that I want to build a lifetime partnership with. I will always be available and want you to ask the tough questions so you never feel anxious. The support team and I are looking to provide the most enjoyable experience during the process of your purchase or refinance of your home.

Contact Details

1323 Butterfield Rd,
Downers Grove, IL 60515

jhendriksen@homeside.com

(217) 855-4735

I am licensed in Wisconsin, Illinois, Indiana, Texas, Arizona, Georgia, Michigan, Florida.

  • We just refinanced our mortgage with Team Hochberg, and they were great - extremely responsive, knowledgable, detail oriented, and professional. The entire process was smooth and very fast. Also, David, John, and their entire team were friendly and a pleasure to work with! We highly recommend them! —Emily C.
  • Working with Johnny Hendriksen 365 Loans to refinance our home was a pleasure! Very knowledgeable guy and his team was on top of everything. They looked at all angles to do provide a service that was best for us. Thank you so much for everything! I highly recommend them!! —Linda L.
  • Our family had a financial impact this year which caused us to have to review all of our debt. One of the ways we felt we were able to reduce some of the monthly bills we had was to refinance the mortgage. The question was, whom do you go with? I then remembered hearing David Hochberg on the Patti Vasquez Radio Show. I remembered how people would call in and he would come up with great solutions on how to resolve their financial situations. I called up Team Hochberg and spoke with David himself. While on the phone he asked for some information about our current finances and then said that that he would call back in about an hour. After about 45 minutes David called back with some numbers that not only reduced our mortgage payment but removed some of the outstanding debt we had by rolling it into the refinance. Now, I have to admit, I was being added in the refinance, so this was my first exposure to all that goes into (re)financing a house, so I did not know anything about the whole process. Thankfully, David put John Hendriksen and Tyler Piasecki on our case. Both John and Tyler were super helpful and smoothly guided us through the whole process. I especially want to give a Shout Out to John as he took multiple calls from me, day or night, and graciously explained everything that was going on. Our refinance is now complete and I extremely happy with the service I got from David, John, Tyler, and the rest of Team Hochberg. They are the real deal and I would highly recommend them to anyone looking to do a refinance. Thanks again, Team Hochberg! —Dan Z

Homeowner Benefits

  1. Shelter and Security – Beyond fulfilling the basic need of shelter, owning your home provides added security that your shelter is in your control.
  2. Building Equity – Growing your equity increases your borrowing and purchasing power, building your future financial resources.
  3. Tax Benefits – Mortgage interest and property taxes are deductible! Dependent on your circumstances, additional tax breaks may be available as well.
  4. Good Long-Term Investment – Rather than paying for the use of someone else’s property, you are able to invest in your own with a high likelihood of profitability in the future.
  5. Creative Freedom – Homeownership comes with the added benefit of being able to make decisions about permanent changes to your home that renting does not. That pink door you’ve always wanted or that ultimate deck set-up you’ve been dreaming of can be yours.

For benefits specific to you, reach out to your loan officer today!

Dos & Don'ts of Home Buying

Avoid some of the most common pitfalls of the mortgage process. Here are a few tips to ensure a speedy process and smooth closing.

DO

  • Get preapproved. We don’t want you to fall in love with a house that’s out of your budget.
  • Inform us of any financial or employment changes.
  • Continue to pay your rent, mortgage and all monthly payments on time.
  • Maintain your current employment and income.
  • Keep a paper trail of important documents such as W2’s, tax returns, paystubs etc.
  • ASK QUESTIONS! We’re here to help and will never be too busy to respond to you.

DON’T

  • Go house shopping without knowing what you can afford.
  • Change or quit your current job.
  • Make major purchases such as furniture, new cars, boat, etc.
  • Make large cash deposits in your bank account other than your paycheck.
  • Plan a vacation during your loan process.
  • Apply for, pay off, max out or close any credit card accounts.

Mortgage Application Checklist

Ready to get started? Below is a list of documentation we’ll need to get started processing your loan.

-Two most recent and complete tax returns
-Two most recent W2s*
-Two most recent pay stubs
-Two most recent and complete bank statements
-A copy of your photo ID

*Self employed borrowers may need to provide additional documentation

Mortgage Acronyms

ARM: Adjustable-Rate Mortgage
CD: Closing Disclosure
CLTV: Combined Loan-to-Value
DTI: Debt-to-Income
DU: Desktop Underwriter
EMD: Ernest Money Deposit
HELOC: Home Equity Line of Credit
LE: Loan Estimate
LTV: Loan-to-Value
MIP: Mortgage Insurance Premium
PMI: Private Mortgage Insurance