For benefits specific to you, reach out to your loan officer today! Avoid some of the most common pitfalls of the mortgage process. Here are a few tips to ensure a speedy process and smooth closing. DO DON’T Ready to get started? Below is a list of documentation we’ll need to get started processing your loan.
-Two most recent and complete tax returns *Self employed borrowers may need to provide additional documentation
ARM: Adjustable-Rate Mortgage There are a ton of blogs out there with advice on how to Inc. magazine named Homeside Financial (Lower) on its annual Inc. 5000 list, the In 2022, Adjustable-Rate Mortgages have increased in popularity but what are they and When Summer comes around, many of us are looking for ways to save Homeside is proud to announce that two of our very own leaders Heather July Fourth is a fun summer holiday that brings friends and family together. As we are writing this blog in June of 2022, like many of Have you heard the good news? The Lower Family of Brands, including Homeside Mortgage Executive Magazine has named Homeside Financial to several prestigious awards in itsHomeowner Benefits
Dos & Don'ts of Home Buying
Mortgage Application Checklist
-Two most recent W2s*
-Two most recent pay stubs
-Two most recent and complete bank statements
-A copy of your photo ID
Mortgage Acronyms
CD: Closing Disclosure
CLTV: Combined Loan-to-Value
DTI: Debt-to-Income
DU: Desktop Underwriter
EMD: Earnest Money Deposit
HELOC: Home Equity Line of Credit
LE: Loan Estimate
LTV: Loan-to-Value
MIP: Mortgage Insurance Premium
PMI: Private Mortgage Insurance
Mortgage Calculator
***Disclaimer: This calculator is offered for illustrative and educational purposes only and, it is not intended to replace a professional estimate. Calculator results do not reflect all loan types and are subject to individual program loan limits. All calculations and costs are estimates and therefore, Homeside Financial, LLC (“Homeside”) does not make any guarantee or warranty (express or implied) that that all possible costs have been included. The assumptions made here and the output of the calculator do not constitute a loan offer or solicitation, or financial or legal advice. Please connect with a Homeside loan professional for a formal estimate. Every effort is made to maintain accurate calculations; however, Homeside assumes no liability to any third parties that rely on this information and is not responsible for the accuracy of rates, APRs or any other loan information factored in the calculations.
Loan Products
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so we don’t eitherHaving a large variety of products is key when it comes to
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fitting our borrowers with just the right one.Blog
Homeside How-To
Whether you're looking for how-to information for your mortgage, how to get to know more about Homeside, how to make your new house feel like home, or something in between our blog has what you're looking for.
3 Ways to Prepare Your Home for a Special School Year
Homeside Named to the Inc. 5000 for 5th Year
All About ARMs
9 Ways to Lower Home Expenses This Summer
Heather Mitchell and Julia Brown Named to Mortgage Professional America’s Elite Women
How to plan the ultimate (last minute) 4th of July party
Reaching Homeownership in Unprecedented Times
Lower Family of Brands Named Top Mortgage Lender
Mortgage Executive Magazine Awards Homeside Again
Are you ready to be the next happy homeowner?