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Tag: mortgage 101

Reaching Homeownership in Unprecedented Times

As we are writing this blog in June of 2022, like many of the issues we are currently faced with, the condition of today’s housing market can be described as “unprecedented”. For many potential homebuyers, the dream of homeownership seems further away than ever with inventory at an all-time low

What to Expect During the Appraisal Process

The appraisal process is an important part in securing the house you want to make a home. While the perfect house is priceless to you, it’s important for your lender to make sure that the fair market value of the property is in line with your mortgage value. Who is

Mortgage Interest Rate Basics

What Is an Interest Rate? Whenever you are borrowing money from a lender, there will always be interest that is tagged onto your monthly principal payments. So… what is an interest rate anyway? Essentially it is a fee for the use of a lender’s assets. This rate itself varies based