
Steve Hendriksen
Loan Officer
NMLS ID 1888992About Steve
I wish to provide services for a variety of different consumers to fit their financial requirements and goals. I believe in building strong relationships on top of being reliable and accountable in every situation. I am accessible at all times 24/7/365. It is my job to provide guidance and financing options from introduction through today. The support team we have willingly takes it upon themselves to streamline all loans from start to finish. Growing up in a small rural town, family and friendships are a combination of my most important values along with transparency and professionalism.
For benefits specific to you, reach out to your loan officer today! Avoid some of the most common pitfalls of the mortgage process. Here are a few tips to ensure a speedy process and smooth closing. DO DON’T Ready to get started? Below is a list of documentation we’ll need to get started processing your loan.
-Two most recent and complete tax returns *Self employed borrowers may need to provide additional documentation
ARM: Adjustable-Rate MortgageHomeowner Benefits
Dos & Don'ts of Home Buying
Mortgage Application Checklist
-Two most recent W2s*
-Two most recent pay stubs
-Two most recent and complete bank statements
-A copy of your photo ID
Mortgage Acronyms
CD: Closing Disclosure
CLTV: Combined Loan-to-Value
DTI: Debt-to-Income
DU: Desktop Underwriter
EMD: Ernest Money Deposit
HELOC: Home Equity Line of Credit
LE: Loan Estimate
LTV: Loan-to-Value
MIP: Mortgage Insurance Premium
PMI: Private Mortgage Insurance