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Jeff Maggio

Branch Manager

NMLS ID 109006
Purchase Refinance

About Jeff

Jeff Maggio is a Branch Manager and Senior Loan Officer with Homeside Financial in Baton Rouge, LA. With more than two decades in the mortgage industry, Jeff’s product knowledge is unparalleled. Clients rave about his speed of service, professionalism, and effective and clear communication. He has been recognized as top producer for many years, but his greatest professional achievement is in ensuring his customers are satisfied. Jeff prides himself on taking great care of his clients, ensuring availability, quick response times, and a commitment to a high level of honesty and integrity. Jeff specializes in working with first time homebuyers, but also has many long‐time repeat clients and investors. Jeff is married to his wife of 20 years, Jennifer, and has three children. He went to Louisiana State University and is an avid Tigers, Saints, and Pelicans fan. He enjoys spending time with his family, traveling, running, and playing golf.

Contact Details

8550 United Plaza Blvd, Suite 702, Office 4
Baton Rouge, LA 70809

jmaggio@homeside.com

(225) 773-0652

I am licensed in Louisiana.

  • Jeff was fantastic! We've had some bad experiences before while buying a home, and Jeff exceeded all of our expectations. He made this whole process simple and easy. He stayed in constant communication with us and provided updates along the way. I would recommend him to anyone purchasing a home. We will be calling him again when we move. Overall this was a great experience, and I was delighted with the service! - Jacob C.
  • Phenomenal experience with Jeff; he is a solid representation of the perfect loan officer. Personable, he wants to help, and professional to ensure clear, consistent communication and efficiency. - Devon R.
  • I just want to say that Jeff Maggio went over and above in helping me with financing my house. I felt like I was working with a friend, and he helped me to understand exactly what I needed to do. I don't feel like I would have had as personal care from any other loan officer as I had with Jeff. I highly recommend him and thank him for going above and beyond! - Patricia B.

Homeowner Benefits

  1. Shelter and Security – Beyond fulfilling the basic need of shelter, owning your home provides added security that your shelter is in your control.
  2. Building Equity – Growing your equity increases your borrowing and purchasing power, building your future financial resources.
  3. Tax Benefits – Mortgage interest and property taxes are deductible! Dependent on your circumstances, additional tax breaks may be available as well.
  4. Good Long-Term Investment – Rather than paying for the use of someone else’s property, you are able to invest in your own with a high likelihood of profitability in the future.
  5. Creative Freedom – Homeownership comes with the added benefit of being able to make decisions about permanent changes to your home that renting does not. That pink door you’ve always wanted or that ultimate deck set-up you’ve been dreaming of can be yours.

For benefits specific to you, reach out to your loan officer today!

Dos & Don'ts of Home Buying

Avoid some of the most common pitfalls of the mortgage process. Here are a few tips to ensure a speedy process and smooth closing.

DO

  • Get preapproved. We don’t want you to fall in love with a house that’s out of your budget.
  • Inform us of any financial or employment changes.
  • Continue to pay your rent, mortgage and all monthly payments on time.
  • Maintain your current employment and income.
  • Keep a paper trail of important documents such as W2’s, tax returns, paystubs etc.
  • ASK QUESTIONS! We’re here to help and will never be too busy to respond to you.

DON’T

  • Go house shopping without knowing what you can afford.
  • Change or quit your current job.
  • Make major purchases such as furniture, new cars, boat, etc.
  • Make large cash deposits in your bank account other than your paycheck.
  • Plan a vacation during your loan process.
  • Apply for, pay off, max out or close any credit card accounts.

Mortgage Application Checklist

Ready to get started? Below is a list of documentation we’ll need to get started processing your loan.

-Two most recent and complete tax returns
-Two most recent W2s*
-Two most recent pay stubs
-Two most recent and complete bank statements
-A copy of your photo ID

*Self employed borrowers may need to provide additional documentation

Mortgage Acronyms

ARM: Adjustable-Rate Mortgage
CD: Closing Disclosure
CLTV: Combined Loan-to-Value
DTI: Debt-to-Income
DU: Desktop Underwriter
EMD: Ernest Money Deposit
HELOC: Home Equity Line of Credit
LE: Loan Estimate
LTV: Loan-to-Value
MIP: Mortgage Insurance Premium
PMI: Private Mortgage Insurance