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Brian Boruszak

Loan Officer

NMLS ID 2166099
Purchase Refinance

About Brian

As a previous educator, Brian brings a passion for learning and helping home buyers navigate the financial process. Brian works with clients individually to provide an in-depth review of their goals for homeownership or refinancing. He ensures each borrower is educated on the process as well as the options that are available to them, so they can make the most informed decision that best suits their needs. Born and raised in Illinois, building a strong relationship with community members is an important role for Brian. He communicates at every milestone, is available 7 days a week with evenings to answer questions, and approaches every situation in a professional friendly manner. Brian and his family currently reside in the suburbs of Chicago. He spends his time cheering on his favorite Chicago sports teams and going on adventures around the area with his wife and daughter.

Contact Details

3100 Dundee Road, Suite 906
Northbrook , IL 60062

bboruszak@homeside.com

(224) 458-1420

I am licensed in Arizona, Colorado, Illinois, Indiana, Michigan, Wisconsin.

  • Thanks Brian! Appreciate your awesome expedience in getting the loan processed in 2 weeks and excellent customer service the whole time. Our realtor out here said it was a pleasure working with Team Hochberg as it was one of the best experiences she’s had! - Gary C.
  • We really appreciate the time that Brian put into answering our questions. He really helped us to understand whether or not it was worth it to pay points to buy down an interest rate. We really felt that his goal was helping us to make wise choices rather than just making money for a mortgage company. -Nina K.
  • Brian, David and the team made our refinance simple, easy and hassle free! Thank you so much!!!! - Michael D.

Homeowner Benefits

  1. Shelter and Security – Beyond fulfilling the basic need of shelter, owning your home provides added security that your shelter is in your control.
  2. Building Equity – Growing your equity increases your borrowing and purchasing power, building your future financial resources.
  3. Tax Benefits – Mortgage interest and property taxes are deductible! Dependent on your circumstances, additional tax breaks may be available as well.
  4. Good Long-Term Investment – Rather than paying for the use of someone else’s property, you are able to invest in your own with a high likelihood of profitability in the future.
  5. Creative Freedom – Homeownership comes with the added benefit of being able to make decisions about permanent changes to your home that renting does not. That pink door you’ve always wanted or that ultimate deck set-up you’ve been dreaming of can be yours.

For benefits specific to you, reach out to your loan officer today!

Dos & Don'ts of Home Buying

Avoid some of the most common pitfalls of the mortgage process. Here are a few tips to ensure a speedy process and smooth closing.

DO

  • Get preapproved. We don’t want you to fall in love with a house that’s out of your budget.
  • Inform us of any financial or employment changes.
  • Continue to pay your rent, mortgage and all monthly payments on time.
  • Maintain your current employment and income.
  • Keep a paper trail of important documents such as W2’s, tax returns, paystubs etc.
  • ASK QUESTIONS! We’re here to help and will never be too busy to respond to you.

DON’T

  • Go house shopping without knowing what you can afford.
  • Change or quit your current job.
  • Make major purchases such as furniture, new cars, boat, etc.
  • Make large cash deposits in your bank account other than your paycheck.
  • Plan a vacation during your loan process.
  • Apply for, pay off, max out or close any credit card accounts.

Mortgage Application Checklist

Ready to get started? Below is a list of documentation we’ll need to get started processing your loan.

-Two most recent and complete tax returns
-Two most recent W2s*
-Two most recent pay stubs
-Two most recent and complete bank statements
-A copy of your photo ID

*Self employed borrowers may need to provide additional documentation

Mortgage Acronyms

ARM: Adjustable-Rate Mortgage
CD: Closing Disclosure
CLTV: Combined Loan-to-Value
DTI: Debt-to-Income
DU: Desktop Underwriter
EMD: Ernest Money Deposit
HELOC: Home Equity Line of Credit
LE: Loan Estimate
LTV: Loan-to-Value
MIP: Mortgage Insurance Premium
PMI: Private Mortgage Insurance